Fabuless Birthday Bash DAY 2: YNAB! {CLOSED}

Here we are in DAY TWO of our Birthday Bash... this is so much fun!! Today I am pleased to bring back the sponsor of the VERY FIRST giveaway we had here at Fab Frug.

If you read my first post about YNAB, you'll see that I had just found the program in February. It is one of the things that I was so glad I had been using when my husband was laid off in April. By that time, we had been budgeting, and had been paying our bills on the prior months income, just one aspect of YNAB methodology that I learned during the FREE YNAB-U course. We've been able to continue this during the last 6 months of unemployment. It has truly been a blessing to us.

SO, here is what you need to know!

Instead of reactive budgeting (pay all the bills, see what's left and spend it with out much of a plan), this is total PROACTIVE budgeting.

Look at the register... looks familiar, right? It basically works just like Quicken, but here is the beautiful part...
THE BUDGET SCREEN! I Love it! You can use the default categories, or change them to fit your needs (easily). Then you input how much you have available to spend in each category, until your top number (amount available for the month) says zero! As you enter in transactions to your register, it automatically updates your budget screen to let you know if you've gone over or under.

With YNAB Pro you can:

• import transactions from your bank (the same way you did it with Quicken!)
• schedule recurring transactions
• easily split transactions
• track all of your account balances in one easy to read interface
• monitor your spending trends
• compare spending from one category to another
• never worry about being forced to "upgrade" as the old version retires (think: Quicken)... every time there is an upgrade, you get it for free! FOREVER!!!
  

This is the electronic way of "envelope budgeting"... it is easy to use, and easy to look at and you'll always know right where you stand!

Now for the fun part.

The good folks over at You Need A Budget, have agreed to giveaway one FREE download of YNAB Pro!!! This is a $49.95 program! AND YOU COULD HAVE IT FOR FREE!

This time we're only offering FOUR ways to enter (read this if you need to know how to leave a comment).

1 - Tell us how much you budget for groceries each month and how many peeps are in your family (this should be very insightful for everyone!)

2 - Become a NEW subscriber via or or become a Fabulessly Frugal Follower.

3 - Sign up for YNAB U.

4 - Blog about our giveaway and leave a comment with a link (or email if you don't have a blog and cc: fabulesslyfrugal {at} gmail {dot} com)


THE RULES:

* You MUST leave a separate comment for EACH entry (duplicates/invalid entries will be deleted).
* The contest ends at 12:01 am MST Sunday morning (only lasts 48 hours!).
* Winner will be chosen via random.org and announced Sunday evening. The winner will have 48 hours to claim their prize!

PS - can't wait to see if you've won?? Want to just get your own download right now? My fab friends at YNAB are offering a 15% discount through the month of October - just enter:

FRUGAL

at check out and save an additional $7.50 on the download! SWEET!!